Market Presentation · Arfi Technology01

GSTQuill — Growth Smart Technologies

One Business OS for enterprises worldwide

Invoicing, inventory, accounting, and industry suites — priced transparently in Indian Rupees (₹). Buy only what you need.

First invoice in under 5 minutes
Free plan from ₹0 / month — no card required
90+ modules · 25+ suites · clear ₹ pricing

Start free Log in Pricing

GSTQuill Business OS on laptop — sales dashboard with ₹ KPIs — Live product UI · Dashboard with ₹ sales

90+Live modules

25+App suites

₹0Forever free start

₹199+Paid suites from

Brand naming02

What GST means in GSTQuill

Slide 1 is the product pitch. This slide is only naming — so partners, sales, and customers never confuse the brand with tax GST.

G

Growth

Businesses grow with modular software — not by buying one locked ERP.

S

Smart

Automation, WhatsApp, AI drafts, and clear workflows — less spreadsheet work.

T

Technologies

Product + cloud platform from Arfi Technology Pvt Ltd (legal entity).

How to say it in a meeting

“GSTQuill — Growth Smart Technologies. We sell a Business OS. Indian tax GST (CGST/SGST/IGST, GSTR, e-Invoice) is a compliance pack inside the product — not what the letters in our brand stand for.”

Say this

GSTQuill = Growth Smart Technologies
Built by Arfi Technology Pvt Ltd
Tax GST = optional India compliance depth
Global edition ≠ “tax-certified in every country”

Don’t say this

“GSTQuill means Goods & Services Tax software only”
“The company name is GST”
“One product = government GST portal”
“Worldwide launch = every country’s tax filing done”

Three names, three jobs

Use the right name in the right place:

Website / deck

GSTQuill — Growth Smart Technologies

Contract / bank

Arfi Technology Pvt Ltd

Tax in-app

India GST pack (CGST · GSTR · IRN…)

Why this slide exists

New markets and investors often hear “GST” and assume only Indian tax software. Correcting that early protects brand, pricing talks, and Global edition honesty (D19).

Product overview03

What is GSTQuill?

A modular Business OS — not a single bloated ERP. Start with billing, then add inventory, tax GST, HR, or industry apps.

GSTQuill dashboard showing Today's Sales, invoices table and charts in ₹ — One workspace · sales, stock & compliance

Core business

Invoices, quotations, POS, purchase, stock, accounts, GST reports, CRM, and HR.

Industry suites

Restaurant, Transport, Salon, Pharma, Society, School, Hospital, Hotel — ready to run.

Add-ons

WhatsApp API from ₹299/mo, AI Pack ₹499/mo, Email Marketing, White Label ₹999/mo.

Market problem04

Why businesses switch

Most teams juggle 4–6 tools: billing, stock, WhatsApp PDFs, Excel GST, and a vertical app that does not talk to finance.

Tool sprawl

Separate POS, ERP, and messaging — reconciliation eats evenings.

All-or-nothing ERP

Pay for 50 modules when you only need billing + stock + one vertical.

India → world gap

Local GST depth and global currency/locale readiness rarely live in one product.

GSTQuill answer

One login. Modular suites in ₹. Free start. Vertical depth without a second product. Global foundations where you expand.

Target segments05

Built for every business type

Each segment picks its suite mix — one login, one GSTQuill workspace. Illustrative mix on the right.

Retail & Kirana

Restaurant / Café

Transport / Fleet

Passenger / Shuttle

Salon / Spa

Pharma Dist.

School / College

Hospital / Clinic

Society / RWA

Import / Export

Gym / Fitness

CA / Accountant

Getting started06

Three steps to go live

1

Sign up free

Name, company, email. No card. ₹0/mo with free invoices.

2

Company setup

GSTIN (India), address, logo — under two minutes. Add customers and products.

3

First invoice

PDF + WhatsApp share. Upgrade suites from ₹199/mo when ready.

Platform07

Three layers — one codebase

Buy suites and add-ons independently. Verticals share engines (billing, inventory, attendance) — no education-only forks.

Platform engines

Billing, tax GST, inventory, attendance engine, portals — shared across every vertical.

Tax invoiceStockAttendance

Vertical suites

Restaurant, Fleet, Passenger, Salon, Pharma, Society, School, Hospital… sold as Free → Pro plans.

25+ suitesAdapters

Add-ons

AI, WhatsApp API, Email Marketing, White Label, Discipline, Infirmary — à la carte monthly SKUs.

AI PackWA APIEmail

Capabilities08

Operations on one dashboard

GST tax invoice with CGST SGST — Tax invoice · CGST / SGST · ₹

Sales & collections

Tax invoice + retail / touch POS
Quotations → convert to invoice
WhatsApp, email & loyalty
Subscriptions (AMC / retainers)

Back office

Stock, barcode, batch, warehouses
Purchase, PO, GRN, expenses
GSTR-1 / 3B, e-Invoice, e-Way, Tally
HR attendance, leave, payroll

Core · Sales09

Billing, quotations & POS

GST-compliant tax invoices, convert-ready quotes, and counter POS — Free → Pro on Billing & Sales.

Tax invoice LIVEQuotations LIVETouch POS LIVEwa.me share free

Tax invoice

CGST / SGST / IGST + HSN / SAC
PDF templates · UPI QR · ledger post
Credit / debit notes against invoice
E-invoice-ready fields for IRN add-on

Free → Starter ₹199

Quotations

Draft / sent / accepted / expired
One-click convert → tax invoice
PDF share + public SEO quote page
Expiry tracking for follow-ups

In Billing suite

Touch POS & retail

Product grid · barcode · hold bills
Thermal print · split / multi-tender
Retail mode: walk-in, MRP, schemes
≠ Restaurant KOT/KDS (use Restaurant)

Growth ₹499/mo

Core · Stock10

Inventory & purchase

Branch stock from receipt → sale / transfer / count, plus PO → GRN → bill. Core LIVE; batch/serial still Partial depth.

Inventory MVP LIVEBatch / serial PartialPO · GRN · bill

Inventory suite

Multi-branch qty, movements, adjustments
Locations · ATP holds · UOM · barcode
Receipt → QC → putaway · staged transfers
WAC / FIFO costing · pick/pack hooks

Starter ₹199 · Pro ₹899

Purchase suite

Purchase orders → GRN vs PO
Purchase bills · vendor payments / payables
Optional vendor portal self-serve
Soft-links into Inventory & GST ITC path

Starter ₹149 · Pro ₹699

Stock

Batch tracking

FEFO path for pharma & F&B (Partial)

Stock

Serial tracking

Electronics / warranty depth Partial

Buy

GRN

Goods receipt matched to PO

Buy

Vendor portal

Self-serve purchase view

Core · Tax GST11

India GST compliance depth

Tax-law GST for Indian businesses — exports, filing helpers, IRN, e-way, Tally. Not the Growth Smart Technologies brand meaning.

GSTR-1 export LIVELive GSP filing needs credentialsE-Invoice / E-Way add-ons

GSTR-1 / 3B

GSTR-1 JSON/CSV portal upload
Filing prepare + GSP factory (ClearTax / Masters / Cygnet)
Default simulate mode until live GSP OTP

Export ₹99 · Filing ₹199

E-Invoice

B2B IRN generate / cancel
QR on invoice PDF via GSP
Needs production GSP credentials

₹199/mo

E-Way Bill

Movement docs for consignments
Soft-link from Transport trips
Add-on SKU on Compliance

₹149/mo

Tally sync

Export for accountants
Live sync option available
Keeps books aligned outside ERP

from ₹299/mo

Core · Ops12

CRM, accounting & HRMS

Enquiry→revenue CRM, books, and HR packs on the same Business OS — CRM is Partial LIVE, not a full CDP/dialer.

CRM

Partial LIVE C0–C7

Leads CSV · Customer 360 foundation
Opportunity pipeline · Action Centre
Lead → quote / customer convert
Field sales beat / visits · segments

Starter ₹199 · Pro ₹899

Accounting

Chart of accounts
P&L · balance sheet · financial reports
Expenses + approval workflows
Soft-links from Billing & Purchase

from ₹299/mo

HR & Payroll

HRMS bundle LIVE

Attendance (shifts, geo, biometric CSV)
Leave · salary · employee portal
Directory, org chart, ID card PDF
HRMS ₹399 · +Payroll bundle ₹799

suite from ₹399

Product analytics13

Module coverage — graphs

Category mix, delivery phases, and suite depth — all shipped.

Commercial model14

Modular ₹ pricing — not a bloated ERP

Layer 1 · Core

Billing from ₹199/mo, Inventory ₹199, GST ₹199, HR from ₹399 — Free → Pro.

Layer 2 · Verticals

Gym from ₹249/mo, Restaurant ₹399, School ₹499, Hospital ₹999.

Layer 3 · Add-ons

WhatsApp API ₹299, AI Pack ₹499, White Label ₹999.

Example — Kirana Pack

Billing Starter ₹199 + GST Starter ₹199 − 12% ≈ ₹350 / month

Flagship — Billing & Sales15

Four tiers with ₹ pricing

Free

₹0 /mo

Free invoices / month
1 user · starter limits
Tax invoice PDF

Start free

Starter

₹199 /mo

Higher invoice quota
Quotations + credit notes
UPI QR · PDF templates
Party ledger

Get Starter

Growth

₹499 /mo

Touch POS + retail
Thermal · split payment
Team access

Pro

₹999 /mo

Unlimited invoices
Loyalty + reminders
Subscriptions · multi-branch

Go Pro

Core suites · ₹ / month16

Business app price sheet (₹)

Yearly ≈ 10× monthly (~2 months free). Free tiers available on most suites.

Suite	Starter	Growth	Pro
Billing & Sales	₹199	₹499	₹999
Purchase	₹149	₹399	₹699
Inventory	₹199	₹499	₹899
Accounting	₹299	₹599	₹999
GST & Compliance	₹199	₹499	₹999
CRM	₹199	₹499	₹899
HR & Payroll	₹399	₹699	₹1,299
Operations	₹199	₹499	₹899
Manufacturing	₹499	₹799	₹1,499

Industry suites17

25+ verticals — pick your industry

Next slides deep-dive high-demand suites with LIVE / Partial status from module docs — not marketing fluff.

F&B

Restaurant

from ₹399

R0–R9 LIVE · KOT/KDS/QR

Logistics

Transport / Fleet

from ₹399

T0–T8 · honest GPS stubs

Logistics

Passenger Transport

from ₹299

School / shuttle routes LIVE

Beauty

Salon & Appt.

from ₹249

SA0–SA8 calendar + POS

Fitness

Gym

from ₹249

G1–G4 · QR gate

Pharma

Pharma Distributor

from ₹599

PD0–PD8 schemes/FEFO

Pharma

Medical Store

from ₹399

M1–M5 retail chemist

Housing

Society / RWA

from ₹299

S0–S7 maintenance LIVE

Trade

Import / Export

from ₹499

IE0–IE9 · simulate ICEGATE

Campus

Education ERP

from ₹499

E1–E5 · ~85% usable

Campus

Hostel / Placement

from ₹299

Graduated suites LIVE

Care

Hospital / Hotel

from ₹499

H1–H4 · TPA deferred

Vertical · Restaurant18

Restaurant — floor, KOT, QR, aggregators

F&B outlet ops that settle to tax invoice. Hotel room-service folio stays a soft link — not a hotel merge.

R0–R9 LIVEAggregator partner cert externalStarter ₹399 · Pro ₹999

Floor & kitchen

Tables, areas, merge / move + QR
Open KOT · modifiers · stations
KDS bump boards · QSR token board
Recipes BOM deduct-on-fire

QR & online

Public QR menu (en/hi)
Happy-hour schedules
Online order + consent path
Aggregator HTTP adapters (stubs + HMAC)

Settle & close

Bill split · void / NC · tip / SC
Settle → tax invoice (Billing)
Day close / Z-report · Captain PWA
Aggregator commission reconcile

Suite Free → Pro · SEO: /restaurant-billing-software · Not offline-first POS · ESC/POS drawer kick = GAP

Vertical · Mobility19

Fleet vs passenger — two clear suites

Freight TMS and fixed-route shuttles are separate products — never merge with Cab Booking (on-demand A→B).

Transport / Fleet

T0–T8 LIVEStubs honest

Vehicles / drivers + PIN · compliance block on expired RC/insurance
Trip plan → start → complete · freight ₹/km
Delivery challan PDF · fuel logs + km/L
GPS simulate + soft-link e-way attach

Starter ₹399 · Pro ₹999

Full LR ERP / PTL / FASTag = GAP · ≠ school bus fees

Passenger Transport

P1–P3 · PT4–PT5 LIVE

Routes, stops, clone · riders (manual / Education / Society / CSV)
Route fees + late fee · Razorpay pay link
Trip runs · boarding · QR/RFID scan · roster PDF
Holiday calendar · concessions · parent ETA soft-link

Starter ₹299 · Pro ₹699

Commercial bus / OTA e-ticket = Roadmap

Also: Cab Booking is a separate suite (on-demand A→B) — do not pitch as freight TMS or fixed-route passenger.

Vertical · Lifestyle20

Salon & Gym — appointments to memberships

Beauty front-desk calendar vs boutique gym enrol → renew → QR gate — both settle into Billing.

Salon & Appointment

SA0–SA8 LIVE

Services · staff skills / shifts / commission
Day/week calendar · conflict · waitlist
Public /book/{slug} · POS settle + tips
Packages · gift cards · kit deduct · day close

Starter ₹249 · Pro ₹599

Gym Management

G1–G4 LIVE

Members · plans · GST renewals · expiry board
Member QR + public gate API
AttendanceEngine gym_gate check-in
Trainers + PT packs · Sanctum API

Starter ₹249 · Pro ₹399

Salon ≠ Fresha marketplace / medspa EMR · Gym ≠ OEM biometric drivers (separate; Infirmary/Loyalty are add-ons)

Vertical · Pharma21

Medical store & pharma distributor

Retail chemist counter vs wholesale/stockist secondary sales — two suites, not one “pharma ERP”.

Medical Store

M1–M5 LIVE

Drug master · Schedule · cold-chain flags
Sale register + Rx gate · barcode
FEFO / MRP / expiry tiers · salts/substitutes
Schedule X vault · recall freeze · returns

Starter ₹399 · Pro ₹799

Pharma Distributor

PD0–PD8 LIVE

Stockist master (DL / credit) · FEFO dispatch
Schemes % / CD / BXGY · claim / return notes
H / H1 / X registers + CSV · beat + Field Sales
STN transfers · cold-chain · MIS charts

Starter ₹599 · Pro ₹1,299

Not Marg/Busy offline OS · no CDSCO live filing / DSC-signed H1 CA · Hospital pharmacy soft-enrich only

Vertical · Campus & Care22

Education, campus suites & hospital

Education ERP plus graduated campus suites on shared engines; Hospital is a separate care vertical (not Infirmary add-on).

School E1–E5 ~85%Hostel · Placement · Library LIVEHospital H1–H4 LIVEH5 clinical next

Education

Education ERP

SIS · admissions · fees · timetable · exams/CGPA · parent/student portals

from ₹499

Campus

Hostel / PG

Beds · rent · deposits · mess · out-pass OTP · gate (≠ hotel short-stay)

from ₹299

Campus

Placement (TPO)

Season · JNF drives · eligibility · offers · candidate portal · NIRF pack

from ₹349

Campus

Library

Catalog · circulation · fines · OPAC path · multi-host adapters

from ₹299

Care

Hospital ERP

UHID · OPD tokens · IPD beds · lab · Rx/pharmacy · GST invoice · ABHA sandbox

from ₹999

Care

Hotel PMS

Rooms · folio · HK · night audit · OTA adapters (simulate default)

from ₹499

Packs: Study · Placement · Transport Add-ons: Discipline · Infirmary (≠ Hospital OPD) TPA deferred · CBSE LOC binary polish GAP

Vertical · Society23

Society / RWA management

Flats → maintenance bills → collections → complaints/gate/amenities → member portal on the same Business OS.

S0–S7 LIVEFree 20 flats · Starter ₹299 · Pro ₹499Receipt ≠ tax invoice by default

Units & members

Wings · flats · owners / tenants
Vehicle / parking registers
Member dues portal

Maintenance billing

Formula heads: fixed / ₹sqft / parking
Bill generate · late fee · mark paid
Razorpay link/webhook · receipt PDF

Ops desk

Complaints · notices · light polls
Visitors · amenities booking
SOC charts / MIS

AGM voting platform · IoT ANPR · multi-society franchise HQ = backlog

Vertical · Trade24

Import / Export — EXIM ops for SMEs

Shipments, CI/PL drafts, SB/BOE packs, duty & incentives, e-BRC — soft-linked to Billing/Inventory. Simulate depth, not live ICEGATE filing.

IE0–IE9 DONEICEGATE / DGFT = simulateStarter ₹499 · Pro ₹999

Shipment trail

Shipment status machine · IEC gate
CI / PL drafts · containers / demurrage
LC board · compliance calendar

Duty & incentives

Duty estimate · FTA checks
RoDTEP / drawback / AA / EPCG
FX + e-BRC · refund match

Integrations

Simulate ICEGATE / DGFT + webhooks
AEO / ECGC registers
Soft-link settle into tax invoice when India GST applies

No live ICEGATE/DGFT filing, DSC CA, or CHA e-filing product — do not claim certified portal submission

Worldwide25

Global expansion — India-deep, world-ready

GSTQuill (Growth Smart Technologies) platform scaffolding — currency, locale, country packs — not a sellable vertical SKU. Deep India tax GST where you need it.

W0–W7 foundations LIVEGlobal readiness PartialCountry compliance ROADMAP

Currency & tax engine

country_packs: IN live · AE beta · GLOBAL stubs
TaxEngine: IndiaGst / UaeVat / Global stubs
Hide India GST modules outside IN

Locale & phone

E.164 helpers · signup country fields
Currency-aware invoice UI
Multinational marketing globe copy

Honest readiness

ZATCA / Avalara / UK MTD not certified
Stripe checkout not live
Dual-currency ledger = GAP

Growth tools26

Email marketing & WhatsApp reach

Campaigns on customer segments — Laravel mail, MSG91 SMS, and WhatsApp — plus free wa.me invoice share vs paid Business API.

Email Marketing done v3WA share freeWA API ₹299

Email campaigns

Segments from customers
Reusable templates · A/B stats
Open-tracking pixel
Catalog ~₹199/mo (CRM Pro path)

WhatsApp layers

Free wa.me PDF share (included)
Business API: templates · webhook · credits
AI Reply add-on (depends on WA API)
Campaign send via EmailChannelService

Reminders & loyalty

Payment reminders
MSG91 SMS channel
Loyalty points soft-attach
v4 backlog: unsubscribe · bounce webhooks

Add-ons · ₹ / month27

Power-ups with clear ₹ pricing

À la carte SKUs — AI, WhatsApp API, compliance IRN, HRMS packs, white label. Charts show mix; chips below show what each does.

AI

AI Pack

GST chat + OCR + vector/RAG surface (simulate fine-tune ok)

₹499/mo

AI

Business Assistant

In-app assistant drafts & Q&A

₹299/mo

Comm

WhatsApp Business API

Templates · webhook · usage credits

₹299/mo

Comm

AI WhatsApp Reply

Auto FAQ / balance; human escalate (needs WA API)

₹299/mo

Growth

Email Marketing

Segments · templates · A/B · multi-channel

~₹199/mo

AI

Invoice OCR

Scan bills into purchase / expense drafts

₹199/mo

GST

E-Invoice (IRN)

Generate/cancel IRN + QR (GSP credentials)

₹199/mo

HR

HRMS + Payroll

Attendance · leave · salary · portal unlock

₹799/mo

Platform

White Label

Partner-branded surface for channel sales

₹999/mo

Industry verticals · ₹28

Starter vs Pro (₹/mo)

Vertical	Starter	Pro
Education ERP	₹499	₹1,999
Hospital	₹999	₹2,499
Restaurant	₹399	₹999
Passenger Transport	₹299	₹699
Salon	₹249	₹599
Pharma Distributor	₹599	₹1,299
Society / RWA	₹299	₹499
Import / Export	₹499	₹999

Bundles & opportunity29

Ready packs · partner graphs

Kirana Pack

~₹350/mo after 12% off

Accountant

GST Pro + Accounting · 15%

Factory

Billing + Mfg + Inventory

Study Campus

School + Library + Digital

Campus Placement

Education + TPO

Campus Transport

Education + Passenger

Differentiation30

Why customers choose GSTQuill

Modular

Buy only required suites. Clear path: Free → Starter → Growth → Pro + add-ons.

India-first tax GST

Tax invoice, GSTR export/filing helpers, e-Invoice, e-Way, Tally — with honest simulate vs live GSP credentials.

Vertical depth

Restaurant to Pharma to Campus — niche markets without a second product.

Worldwide path

Global foundations for currency & locale while keeping India depth.

Reseller-ready

Partner panel, commissions, white-label path for channel sales.

Transparent ₹

Every suite and add-on has a clear monthly price in Indian Rupees.

Next step31

GSTQuill — Growth Smart Technologies

Try free.
Scale in ₹.

Create a free account at ₹0/month, issue your first invoice, then add suites from ₹199/month. Share this deck with #18 to jump to any slide.

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30-second talk track

Start Free Billing (₹0)
Add GST / Stock from ₹199
Attach an industry suite
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